Peer to Peer products a step closer to being included in ISAs

Andrew Hagger comments on today’s announcement that the government is launching a consultation looking at including Peer to Peer lending within ISAs. Being able to put P2P savings into the ISA tax free wrapper would be a huge shot in the arm for the established providers in wha
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Peer to Peer returns put cash NISAs to shame

Many people will have put their savings in new cash based NISAs in the last few months to save paying tax on their interest but despite this benefit they will be dismayed with the level of returns currently on offer. Unfortunately for savers the ISA market mirrors the depressing outlo
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4% monthly savings income but no access to your cash for a decade – a tough choice

Andrew Hagger of Moneycomms.co.uk comments on the new 10 year fixed rate bond from Leeds Building Society paying monthly interest of 4%. This Leeds Building Society deal will put some consumers in a quandary – on one hand the monthly income at a rate of 4% is very attractive in the
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A lowdown on the latest low rate borrowing deals for 2013

We’re barely a week into the New Year and already the battle for consumer credit is in full swing with a flurry of new deals and rate cuts from personal loan and credit card providers. Tesco Bank has taken top spot in the best buys for personal loans with its new rate of 5.2% APR fo
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Too many lenders charging high rates on smaller loans – but there are exceptions

Interest rates on personal loans may be at record lows for those seeking to borrow £7,500 or more, but it’s not all good news with some lenders charging 20% APR plus for customers who only want to borrow a smaller sum. Andrew Hagger of Moneycomms.co.uk crunches the numbers and take
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Peer to Peer lending gathers pace

Many people doubted whether peer to peer lending would ever really take a foothold in the UK; however the sector appears to be going from strength to strength and increasingly accepted as a credible alternative to the banks. Compared with mainstream banking this new breed of finance i
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