We’re barely a week into the New Year and already the battle for consumer credit is in full swing with a flurry of new deals and rate cuts from personal loan and credit card providers. Tesco Bank has taken top spot in the best buys for personal loans with its new rate of 5.2% APR fo

Interest rates on personal loans may be at record lows for those seeking to borrow £7,500 or more, but it’s not all good news with some lenders charging 20% APR plus for customers who only want to borrow a smaller sum. Andrew Hagger of Moneycomms.co.uk crunches the numbers and take

Many people doubted whether peer to peer lending would ever really take a foothold in the UK; however the sector appears to be going from strength to strength and increasingly accepted as a credible alternative to the banks. Compared with mainstream banking this new breed of finance i