An overview of the latest Graduate Current Accounts

Provider Fee Interest free overdraft limits Cost of authorised overdrafts Cost of unauthorised overdrafts Santander 123 Graduate Account Link Nil £2000 for up to 3 years   N/A £5 per day (max 10 per month) Barclays Higher Education Account Link Nil £1500 year 1 £1k-£2k = 50p
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Tesco Bank calls on industry to provide simple current account comparisons

According to new research from Tesco Bank many consumers don’t understand the value of their bank account, a problem that is preventing them switching to potentially more suitable alternatives. The findings show that the majority of current account customers (55%), for example
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Santander and Halifax still the preferred choice for current account switchers

Santander remains ahead of Halifax as number one choice for current account switchers 4 high street banking giants lose more than a quarter of a million accounts to rivals between them in 2014 Rewards appear to be the main driver for switchers Andrew Hagger  looks at the latest dat
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How does your bank compare for agreed overdraft costs?

The cost of an agreed overdraft varies greatly between the main banks and building societies and because of the different types of charging tariff they use it’s a tricky job to make a comparison. To give you more of an idea of which provider is best depending on the amount you b
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Current Account Switching – Winners and Losers

The latest current account switching figures show that although more people are voting with their feet and looking for a more suitable banking relationship, the vast majority are refusing to budge from their existing provider despite the array of enticing up front cash incentives on o
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Santander the stand out choice for current account switchers

The established high street banks are haemorrhaging accounts whilst lack of data from ‘Challenger’ banks is disappointing Andrew Hagger of Moneycomms looks at the latest Payments Council data on current account switching. (Payments Council latest figures are Q2 2014 but I have
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Is £150 enough to tempt you to switch banks?

The battle between the banks to attract more current account customers moved up a level this week when Yorkshire Bank (and Clydesdale bank) launched a market leading £150 switching incentive. Halifax, First Direct and The Co-operative Bank already offer a £100 ‘golden hello’ (th
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How much interest could you earn on your current account balance?

If you always keep your bank balance in the black and are keen to earn some interest on your money the table below shows how much it is possible to earn from the banks and building societies depending on the size of the average credit balance you keep in your account.
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Halifax and Santander the big winners in 2014 current account switching war

 Andrew Hagger reflects on the latest current account switching data released by the Payments Council today. Figures for the first quarter of 2014 show that Halifax and Santander are faring way better than the rest of the market. Both banks have advertised heavily on TV and offer at
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