Top Performing Personal Loans

This is a selection of some of the most competitive personal loan rates currently available

Personal Loan £3,000 over 12 months

ProviderRepresentative APRMonthly RepaymentTotal payable
Tesco Bank9.8%£262.89£3,154.68More Info
M&S Bank9.9% £263.02£3,156.24More Info
Santander9.9%£263.02£3,156.24More Info
John Lewis Finance9.9%£263.02£3,156.24More Info
Admiral12.9%£266.82£3,201.84More Info
Updated 08/12/2025

Personal Loan £5,000 over 36 months

ProviderRepresentative APRMonthly RepaymentTotal payable
Santander6.9%£153.68£5,532.48More Info
Tesco Bank (Clubcard)6.9%£153.68£5,532.48More Info
M&S Bank6.9%£153.68£5,532.48More Info
Novuna Personal Finance7.0%£153.89£5,540.04More Info
First Direct7.4%£154.75£5,571.00More Info
Updated 08/12/2025

Personal Loan £10,000 over 60 months

ProviderRepresentative APRMonthly RepaymentTotal payable
Novuna Personal Finance5.7%£191.27£11,476.20More Info
First Direct5.8%£191.71£11,502.60More Info
Tesco Bank (Clubcard)5.8%£191.71£11,502.60More Info
M&S Bank5.8%£191.71£11,502.60More Info
Santander5.9%£192.15£11,529.00More Info
Updated 08/12/2025

The data published on this website is for information only and is not intended to provide you with financial advice as to the most suitable product for your own personal circumstances. Whilst we try to update rates regularly we cannot guarantee their accuracy. Please always do your own research when considering your personal finances. Warning: Late repayment can lead to serious money problems. For help, go to www.moneyadviceservice.org.uk