This is a selection of some of the most competitive credit card products currently available
0% Balance Transfer Credit Cards
| Provider/Card | 0% Term | BT Fee | Representative APR | |
|---|---|---|---|---|
| Barclaycard Platinum | 29 months | 3.45% | Representative 24.9% APR variable | More Info |
| M&S Bank | 28 months | 2.99% (min £5) | Representative 23.9% APR variable | More Info |
| HSBC | 27 months | 3.49% (min £5) | Representative 24.9% APR variable | More Info |
| MBNA | 27 months | 3.49% | Representative 23.9% APR variable | More Info |
| Santander | 26 months | 3.00% | Representative 23.9% APR variable | More Info |
0% Purchases Credit Cards
| Provider/Card | 0% Term | Representative APR | |
|---|---|---|---|
| Barclaycard Platinum | 21 months | Representative 24.9% APR variable | More Info |
| HSBC Purchase Plus | 18 months | Representative 24.9% APR variable | More Info |
| MBNA | 18 months | Representative 23.9% APR variable | More Info |
| M&S Bank Shopping Plus | 18 months | Representative 23.9% APR variable | More Info |
| Halifax | 17 months | Representative 23.9% APR variable | More Info |
Cashback & Rewards Credit Cards
| Provider/Card | Cashback/Reward Details | Representative APR | |
|---|---|---|---|
| American Express – Platinum Cashback Everyday | 0.50% cashback on spend between £1-£10K per annum. 1% over £10K per annum. | 31.0% | More info |
| Santander – All In One | 0.5% cashback on purchases (£3 monthly fee) | 29.8% | More info |
| M&S Bank Shopping Plus | 1 point per £1 spent at M&S and 1 point per £5 spent elsewhere | 23.9% | More info |
| John Lewis Partnership Card | 1.25 points per £1 spent at John Lewis/Waitrose and 1 point per £4 spent elsewhere | 27.9% | More info |
| Tesco Bank | Assuming card used in conjunction with Tesco Clubcard – 5 points per £4 spent in store and 1 point per £8 spent elsewhere | 24.9% | More info |
The data published on this website is for information only and is not intended to provide you with financial advice as to the most suitable product for your own personal circumstances. Whilst we try to update rates regularly we cannot guarantee their accuracy. Please always do your own research when considering your personal finances. Warning: Late repayment can lead to serious money problems. For help, go to www.moneyadviceservice.org.uk
