Top Performing Credit Cards

This is a selection of some of the most competitive credit card products currently available

0% Balance Transfer Credit Cards

Provider/Card0% TermBT FeeRepresentative APR
HSBC29 months3.49%Representative 24.9% APR variableMore Info
Barclaycard Platinum28 months3.45%Representative 24.9% APR variableMore Info
Lloyds Bank27 months3.20%Representative 24.9% APR variableMore Info
Halifax27 months3.49%Representative 24.9% APR variableMore Info
MBNA27 months3.49%Representative 24.9% APR variableMore Info
Updated 01/10/2024

0% Purchases Credit Cards

Provider/Card0% TermRepresentative APR
Barclaycard Platinum21 monthsRepresentative 24.9% APR variableMore Info
MBNA21 monthsRepresentative 24.9% APR variableMore Info
M&S Bank Shopping Plus20 monthsRepresentative 24.9% APR variableMore Info
Lloyds Bank20 MonthsRepresentative 24.9% APR variableMore Info
HSBC20 monthsRepresentative 24.9% APR variableMore Info
Updated 01/10/2024

Cashback & Rewards Credit Cards

Provider/CardCashback/Reward DetailsRepresentative APR
American Express – Platinum Cashback Everyday0.50% cashback on spend between £1-£10K per annum. 1% over £10K per annum. (5% cashback first 5 months max £125)31.0%More info
Santander – All In One0.5% cashback on purchases (£3 monthly fee) max monthly cashback £10 29.8%More info
M&S Bank Shopping Plus1 point per £1 spent at M&S and 1 point per £5 spent elsewhere24.9%More info
John Lewis Partnership Card1.25 points per £1 spent at John Lewis/Waitrose and 1 point per £4 spent elsewhere28.9%More info
Tesco Bank Assuming card used in conjunction with Tesco Clubcard – 5 points per £4 spent in store and 1 point per £8 spent elsewhere24.9%More info
Updated 01/10/2024

The data published on this website is for information only and is not intended to provide you with financial advice as to the most suitable product for your own personal circumstances. Whilst we try to update rates regularly we cannot guarantee their accuracy. Please always do your own research when considering your personal finances. Warning: Late repayment can lead to serious money problems. For help, go to www.moneyadviceservice.org.uk