Top Performing Holiday Money Products

This is a selection of some of the most competitive holiday money products currently available

Cheap Credit Cards when using abroad

ProviderCardCharges AbroadRepresentative APR
HalifaxClarityNo fees for purchases or ATM withdrawals*23.9%More info
BarclaycardRewardsNo fees for purchases or ATM withdrawals28.9%More info
Metro BankCredit CardNo fees for purchases or ATM withdrawals* (Europe only)14.9%More info
NationwideCredit CardNo fees for purchases 2.5% (min £3) for ATM withdrawals*19.9%More info
SantanderAll In One (£3 monthly fee)No fees for purchases 3% (min £3) for ATM withdrawals*29.8%More info
*Note – interest charged on ATM cash withdrawals even if statement balance paid in full
Updated 26/02/2024

Cheap Debit Cards when using abroad

ProviderCharges Abroad
Chase BankZero charges levied for purchases or ATM withdrawalsMore info
First DirectZero charges levied for purchases or ATM withdrawalsMore info
Starling BankZero charges levied for purchases or ATM withdrawalsMore info
MonzoZero charges levied for purchases or ATM withdrawals ( ATM fees free Europe only -outside Europe £200 per 30 day period is free – 3% fee for withdrawals above that)More info
HSBC (With Global Money Account)Zero charges levied for purchases or ATM withdrawalsMore info
Updated 26/02/2024

Purchasing Foreign Currency for using abroad

ProviderCharges for home delivery or collection (pre ordered online)
EurochangeHome Delivery – £5.00 for orders under £500, free above this.
Collect in store – Free (pre order online to guarantee your exchange rate)
More info
Sainsbury’s Bank (Nectar members)Home Delivery – £4.99 up to £399.99, free above this.
Collect in store – Free (pre order online for preferential exchange rate)
More info
AsdaHome Delivery – £4.99 for orders under £500, free above this.
Collect in store – Free (pre order online for preferential exchange rate)
More info
M&SHome Delivery – Not available
Collect in store – Free (pre order online for preferential exchange rate)
More info
TescoHome Delivery – £4.99 for orders of £75 to £149.99, £3.95 for orders of £150 to £499.99, free for orders of £500 or more.
Collect in store – Free (pre order online for preferential exchange rate)
More info
John LewisHome Delivery – £5.50 for orders under £500, free above this.
Collect in store – £5.50 for orders under £500, free above this.
More info
Post OfficeHome Delivery – Free for orders over £500 (£4.99 under), minimum order £400.
Collect in store – Free (pre order online for preferential exchange rate)
More info
Updated 26/02/2024

The data published on this website is for information only and is not intended to provide you with financial advice as to the most suitable product for your own personal circumstances. Whilst we try to update rates regularly we cannot guarantee their accuracy. Please always do your own research when considering your personal finances. Warning: Late repayment can lead to serious money problems. For help, go to www.moneyadviceservice.org.uk