This is a selection of some of the most competitive holiday money products currently available
Cheap Credit Cards when using abroad
| Provider | Card | Charges Abroad | Representative APR | |
|---|---|---|---|---|
| Halifax | Clarity | No fees for purchases or ATM withdrawals* | 23.9% | More info |
| Barclaycard | Rewards | No fees for purchases or ATM withdrawals | 28.9% | More info |
| Nationwide | Credit Card | No fees for purchases 2.5% (min £3) for ATM withdrawals* | 24.9% | More info |
| Santander | All In One (£3 monthly fee) | No fees for purchases 3% (min £3) for ATM withdrawals* | 29.8% | More info |
| NatWest | Travel Reward Credit Card | No fees for purchases 3% (min £3) for ATM withdrawals* | 27.9% | More info |
Updated 12/09/2024
Cheap Debit Cards when using abroad
| Provider | Charges Abroad | |
|---|---|---|
| Chase Bank | Zero charges levied for purchases or ATM withdrawals | More info |
| First Direct | Zero charges levied for purchases or ATM withdrawals | More info |
| Starling Bank | Zero charges levied for purchases or ATM withdrawals | More info |
| Monzo | Zero charges levied for purchases or ATM withdrawals ( ATM fees free Europe only -outside Europe £200 per 30 day period is free – 3% fee for withdrawals above that) | More info |
| HSBC (With Global Money Account) | Zero charges levied for purchases or ATM withdrawals | More info |
Purchasing Foreign Currency for using abroad
| Provider | Charges for home delivery or collection (pre ordered online) | |
|---|---|---|
| Sainsbury’s Bank (Nectar members) | Home Delivery – £4.99 up to £399.99, free above this. Collect in store – Free (pre order online for preferential exchange rate) | More info |
| Asda | Home Delivery – £4.99 for orders under £500, free above this. Collect in store – Free (pre order online for preferential exchange rate) | More info |
| M&S | Home Delivery – Not available Collect in store – Free (pre order online for preferential exchange rate) | More info |
| Tesco | Home Delivery – £4.99 for orders of £75 to £149.99, £3.95 for orders of £150 to £499.99, free for orders of £500 or more. Collect in store – Free (pre order online for preferential exchange rate) | More info |
| John Lewis | Home Delivery – £5.50 for orders under £500, free above this. Collect in store – £5.50 for orders under £500, free above this. | More info |
| Post Office | Home Delivery – Free for orders over £500 (£4.99 under), minimum order £400. Collect in store – Free (pre order online for preferential exchange rate) | More info |
The data published on this website is for information only and is not intended to provide you with financial advice as to the most suitable product for your own personal circumstances. Whilst we try to update rates regularly we cannot guarantee their accuracy. Please always do your own research when considering your personal finances. Warning: Late repayment can lead to serious money problems. For help, go to www.moneyadviceservice.org.uk
