What’s your back up in case of a winter emergency?

The variation in charges for borrowing £400 to cover an unexpected emergency for just one month is far wider than many people realise, from a wallet draining £131 for the ‘quick and easy’ payday loan option, to less than £5 with low rate credit cards from Sainsbury’s Bank, MB
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Credit Card Balance Transfers – your 10 point checklist

1.       Double check how much you owe – refer to your latest statement but don’t forget to include any additional purchases or payments you’ve made since then – if in any doubt give your card provider a call to confirm. 2.       Use an online calculator to see wha
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2014 Credit Card Balance Transfer War kicks off early

Andrew Hagger of Moneycomms.co.uk looks at the prospect of an early New Year scramble for credit card best buy coverage as MBNA muscles in on Barclaycard for top spot with a new 29 month 0% balance transfer promotion launched today. With the latest Bank of England statistics showing t
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Consumers need to be aware of the potential down selling of headline 0% credit card deals

Andrew Hagger of Moneycomms.co.uk looks at 0% credit card deals and how many consumers may be getting a far less attractive deal than they bargained for. Interest free terms on best buy credit cards just keeps getting longer, however with some card providers you may end up getting off
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Length of average credit card 0% balance transfer term up from 9.6 months to 14.2 months in last four years

Andrew Hagger of Moneycomms.co uk comments on the seemingly never ending increase in the length of 0% credit card balance transfer deals. Many people have focused on what’s happened in the savings and mortgage markets in the four years since base rate was cut to 0.5%, but it
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What’s your back up in case of a financial emergency?

Andrew Hagger of Moneycomms.co.uk looks at the potential cost of not being prepared in case an unexpected expense arises. Continuing economic pressures and stubborn inflation means increasing numbers of people are struggling to balance the family budget and have little or no emergency
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A lowdown on the latest low rate borrowing deals for 2013

We’re barely a week into the New Year and already the battle for consumer credit is in full swing with a flurry of new deals and rate cuts from personal loan and credit card providers. Tesco Bank has taken top spot in the best buys for personal loans with its new rate of 5.2% APR fo
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0% credit card latest – it’s not all about the length, but how you use it!

Andrew Hagger of Moneycomms.co.uk takes a look at the latest moves in the credit card market following new deals launched by Barclaycard and MBNA in the last week. Barclaycard remains firmly in number one position in the balance transfer best buys with its latest 24 month offering at
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