Pick the right credit cards to carry in your wallet

There are hundreds of credit cards to choose from, each with different attributes, rates and benefits, and this can be confusing for consumers. It’s important to ensure you’re getting the most from your plastic by carrying the right cards, so here are a few pointers on what to loo
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Spring is here – time to check out the cheapest ways to finance your 2015 DIY projects

With the worst of the winter weather behind us, it’s that time of year when many of us start planning those home improvements and DIY projects for the coming year. Not everyone’s lucky enough to have cash in the bank to pay for that kitchen makeover, revamp of the bathroom or new
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Credit card balance transfers – when will the 0% madness end

The battle to offer the longest zero per cent duration for credit card balance transfers rages on with yet another high profile deal just launched. The latest 0% best buy topper from Barclaycard lasts for a staggering three years and puts the pressure on rivals Halifax, Tesco Bank, MB
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Your 10 point guide to credit card balance transfers

  Andrew Hagger of Moneycomms looks at how to make the most of 0% credit card balance transfers and ways to avoid some of the potential pitfalls. It’s that time of year when many of us take a serious look at our finances particularly as the post-Christmas credit card bills are
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What’s your back up in case of a winter emergency?

The variation in charges for borrowing £400 to cover an unexpected emergency for just one month is far wider than many people realise, from a wallet draining £131 for the ‘quick and easy’ payday loan option, to less than £5 with low rate credit cards from Sainsbury’s Bank, MB
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Credit Card Balance Transfers – your 10 point checklist

1.       Double check how much you owe – refer to your latest statement but don’t forget to include any additional purchases or payments you’ve made since then – if in any doubt give your card provider a call to confirm. 2.       Use an online calculator to see wha
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2014 Credit Card Balance Transfer War kicks off early

Andrew Hagger of Moneycomms.co.uk looks at the prospect of an early New Year scramble for credit card best buy coverage as MBNA muscles in on Barclaycard for top spot with a new 29 month 0% balance transfer promotion launched today. With the latest Bank of England statistics showing t
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Consumers need to be aware of the potential down selling of headline 0% credit card deals

Andrew Hagger of Moneycomms.co.uk looks at 0% credit card deals and how many consumers may be getting a far less attractive deal than they bargained for. Interest free terms on best buy credit cards just keeps getting longer, however with some card providers you may end up getting off
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Length of average credit card 0% balance transfer term up from 9.6 months to 14.2 months in last four years

Andrew Hagger of Moneycomms.co uk comments on the seemingly never ending increase in the length of 0% credit card balance transfer deals. Many people have focused on what’s happened in the savings and mortgage markets in the four years since base rate was cut to 0.5%, but it
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What’s your back up in case of a financial emergency?

Andrew Hagger of Moneycomms.co.uk looks at the potential cost of not being prepared in case an unexpected expense arises. Continuing economic pressures and stubborn inflation means increasing numbers of people are struggling to balance the family budget and have little or no emergency
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