The top savings accounts and best savings interest rates

The good news keeps on coming for cash savers with stiff competition in the market pushing rates on an almost daily basis.

It’s likely that the positive news on rates will continue with the Monetary Policy Committee (MPC) expected to increase base rate again when it next meets on 16th June.

Whether you’re looking for a home for your rainy day savings or to lock your cash away in a fixed rate bond to achieve a better return, there are plenty of options to choose from.

Amongst the most competitive players in the savings market of late are United Trust Bank, Zopa,  Investec, Ford Money, Hodge Bank and Cynergy Bank – with the top deals listed below.

If your money is sitting in a high street bank account earning close to zero now is the time to move your cash to an account that pays a best buy rate and puts extra in your pocket – it only takes a few minutes to open a new savings account online – so why not do it this week?

Rates are changing every day at the moment, but here are some of the best deals as of 10am today 9th June 2022.

Easy Access Savings

1.32% Cynergy Bank (Online Easy Access)

1.30% Zopa (Smart Saver)

1.30% Ford Money (Flexible Saver)

Fixed Rate Bonds

2.57% Cynergy Bank (1 Year)

2.40% Investec (1 Year)

2.88% Cynergy Bank (2 Years)

2.78% Hodge Bank (2 Years)

2.90% Cynergy Bank (3 Years)

2.82% Hodge Bank (3 Years)

2.85% United Trust Bank (4 Years)

2.75% blme (4 Years)

2.90% United Trust Bank (5 Years)

2.86% Hodge Bank (5 Years)



Deposits with the above providers are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS), the UK’s deposit protection scheme

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