It’s become common practice for banks to offer financial incentives as they desperately try to encourage customers to join them and kick their current provider in to touch. Up to now, switching initiatives have fallen into a number of categories. These include upfront cash hand Read More
The battle for mortgage business is as intense as ever and today Yorkshire Building Society through its Chelsea brand has hit the market with a five year fix at a record low rate of 3.19% (max 70% LTV), however it does come with a chunky product fee of Read More
The impact of the Eurozone crisis is now starting to be felt by the man on the street. It means mortgages are gradually becoming more expensive, but on the flip side, as demand for retail savings balances increases, savers are reaping the rewards in the form of higher interest rates. Read More
With the 3 month LIBOR increasing on a daily basis and now more than double the 0.5% Base Rate, the cost of borrowing from other banks is becoming prohibitive and means more providers are turning to retail deposits as a means of gathering funds. This Read More
Product Info: Close Brothers Premium Gold 2 year fixed rate deposit. Pays 4.25% AER – interest paid annually and at maturity. Minimum investment £10,000 with a maximum of £10 million. My view: Savers coming off existing fixed rate bonds are anxious to lock in to Read More
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