Provider |
Fee |
Interest free overdraft limits |
Cost of authorised overdrafts |
Cost of unauthorised overdrafts |
Santander 123 Graduate AccountLink |
Nil |
£2000 for up to 3 years
|
N/A |
£5 per day (max 10 per month) |
Barclays Higher Education AccountLink |
Nil |
£1500 year 1 |
£1k-£2k = 50p per dayOver £2 = £1 per day |
None but unpaid fee is £8 – max one per dayMax agreed overdraft limit of £3000 |
£1000 year 2 |
||||
BarclaysGraduate AdditionsLink |
£7 per month |
£3000 year 1 |
Up to £1k = 25p per day£1k-£2k = 50p per dayOver £2k = £1 per day |
£5 per day (max £5 per month) |
£2000 year 2 |
||||
£1000 year 3 |
||||
£500 year 4 |
||||
£200 year 5+ |
||||
HSBCLink |
Nil |
£1500 year 1 |
19.9% EAR |
19.9% EAR |
£1000 year 2 |
||||
Lloyds BankLink |
Nil |
£2000 year 1 |
16.8% EAR |
£6 monthly fee plus either £5 or £10 unplanned daily fee depending on amount overdrawn |
£1500 year 2 |
||||
£1000 year 3 |
||||
TSBLink |
Nil |
£2000 year 1 |
16.8% EAR |
£6 monthly fee plus either £5 or £10 unplanned daily fee depending on amount overdrawn |
£1500 year 2 |
||||
£1000 year 3 |
||||
NatWestLink |
Nil |
£2000 year 1 |
17.81% EAR |
£6 per day max £90 per charging period |
£1000 year 2 |
||||
Compiled by Moneycomms.co.uk 07.08.2015 |
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