The current generations of employees in the UK is motivated to work by a diverse array of factors, and it’s increasingly important that businesses recognise and reflect these through their core values. This can help to create a more engaged and motivated workforce, with reports Read More
Whenever I see the term 100% LTV mortgage, I can’t help thinking back to the mortgage madness in the run up to the financial crash. Fortunately, the latest deal from Lloyds Bank isn’t a stand alone 100% mortgage as it’s supported by a 10% deposit Read More
The Financial Conduct Authority has today announced some wide ranging proposals to overhaul the overdraft market. The key changes it is looking for are: Ensuring the price for each overdraft will be a simple, single interest rate – no fixed daily or monthly charges. Tackling Read More
When the Halifax Building Society, as it was then, launched the first UK fixed rate mortgage in November 1988 the interest rate charged was 12.75% and the average UK property price stood at £55,448* Fast forward 30 years and the average rate for a 2-year Read More
Following today’s FCA announcement that the way the banks operate and charge for overdrafts needs fundamental reform, Andrew Hagger of Moneycomms looks at how some customers with the big banks are paying way over the odds for agreed overdrafts. An overhaul of bank overdrafts is Read More
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