Following recent intervention from the Financial Conduct Authority to stamp out excessive unauthorised bank charges, the banks have responded by hiking their overdraft rates for customers with agreed or authorised overdrafts – many lenders will now be charging between 35% EAR and 49.9%EAR – the Read More
Now the Christmas lights have been packed away for another year, some of you may be worrying about how much you’ve overspent on the festivities, so now’s the perfect time to look at ways to get your finances back into shape. If you’re prepared to Read More
A Simple Guide To Having A No-Spend Year Guest post from Jenni McGee The year 2020 is almost here, and people are making plans to improve their finances for the new year. While some look for ways to earn some extra income, others find that Read More
Most mortgage borrowers opt for a fixed rate mortgage due to the certainty of monthly repayments and also because fixed rates are very close to all time lows at the moment. Unfortunately some people leave their borrowing on their lender’s Standard Variable Rate (SVR) sometimes Read More
Whether you’re looking to borrow a small sum of money to cover some car repairs or repay your credit card or perhaps a larger sum to help pay for those major household DIY projects, there are some excellent low rate deals available on personal loans. Read More
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