Shifting the cost of banking

February 13, 2020 0

You’ll have probably seen the recent outcry in the papers and online, following the decision by the main UK banks to radically increase the cost of borrowing for customers with an agreed overdraft facility. These rate hikes follow an overhaul imposed by the city regulator Read More

New bank authorised overdraft tariffs – what will it cost you?

January 29, 2020 0

Following recent intervention from the Financial Conduct Authority to stamp out excessive unauthorised bank charges, the banks have responded by hiking their overdraft rates for customers with agreed or authorised overdrafts – many lenders will now be charging between 35% EAR and 49.9%EAR – the Read More

Six ways to detox your finances in 2020

December 31, 2019 1

Now the Christmas lights have been packed away for another year, some of you may be worrying about how much you’ve overspent on the festivities, so now’s the perfect time to look at ways to get your finances back into shape. If you’re prepared to Read More

Can you live a ‘no spend’ year?

December 19, 2019 0

A Simple Guide To Having A No-Spend Year Guest post from Jenni McGee The year 2020 is almost here, and people are making plans to improve their finances for the new year. While some look for ways to earn some extra income, others find that Read More

Standard Variable Rate Mortgages can be bad for your wealth

November 18, 2019 0

Most mortgage borrowers opt for a fixed rate mortgage due to the certainty of monthly repayments and also because fixed rates are very close to all time lows at the moment. Unfortunately some people leave their borrowing on their lender’s Standard Variable Rate (SVR) sometimes Read More

1 2 3 4 5 38