With A Level results announced last month, many students will be busy making their accommodation and travel arrangements, ready for their Autumn start at University.
Another item high on the Uni to-do list is sorting out a Student bank Account, so here’s a run down of what the banks are offering this year.
| Santander Edge Student | More details and apply here |
| Max interest free overdraft Year 1 | £1,500 (must pay in min £500 every 4 months) |
| Max interest free overdraft Year 2 | £1,500 |
| Max interest free overdraft Year 3 | £1,500 |
| Max interest free overdraft Year 4 | £1,800 |
| Max interest free overdraft Year 5 | £2,000 |
| Incentives | Free 4-year 16-25 Railcard (worth up to £100) Chance to win up to 3 Years worth of tuition fees up to £27,750 – must pay in min £500 by 30 Sept to qualify Access to Santander ‘boosts’ – cashback offers at Greggs, Tesco, Café Nero and other retailers |
| Halifax | More details and apply here |
| Max interest free overdraft Year 1 | £1,500 |
| Max interest free overdraft Year 2 | £1,500 |
| Max interest free overdraft Year 3 | £1,500 |
| Max interest free overdraft Year 4 | £1,500 |
| Max interest free overdraft Year 5 | £1,500 |
| Incentives | £110 incentive if you pay in a minimum of £500 by 31 Oct 2024 Up to 15% cashback with selected retailers including Costa, just Eat and Sainsbury’s |
| NatWest & RBS | More details and apply here |
| Max interest free overdraft Year 1 | £2,000 (Max £500 first term) |
| Max interest free overdraft Year 2 | £2,000 |
| Max interest free overdraft Year 3 | £3,250 |
| Max interest free overdraft Year 4 | £3,250 |
| Max interest free overdraft Year 5 | £3,250 |
| Incentives | £100 cash plus 4-year free Taste card (worth £55 per year) |
| Lloyds Bank | More details and apply here |
| Max interest free overdraft Year 1 | £1,500 |
| Max interest free overdraft Year 2 | £1,500 |
| Max interest free overdraft Year 3 | £1,500 |
| Max interest free overdraft Year 4 | £1,500 |
| Max interest free overdraft Year 5 | £1,500 |
| Incentives | £110 incentive if you pay in a minimum of £500 by 31 Oct 2024 Up to 15% cashback with selected retailers including Costa, just Eat and Sainsbury’s |
| HSBC | More details and apply here |
| Max interest free overdraft Year 1 | £1,000 |
| Max interest free overdraft Year 2 | £2,000 |
| Max interest free overdraft Year 3 | £3,000 |
| Max interest free overdraft Year 4 | £3,000 |
| Max interest free overdraft Year 5 | £3,000 |
| Incentives | £125 credit to your account if you make 5 debit card transactions within 30 days of opening the account. Access to 5% regular savings account |
| Nationwide Building Society Flex Student | More details and apply here |
| Max interest free overdraft Year 1 | £1,000 |
| Max interest free overdraft Year 2 | £2,000 |
| Max interest free overdraft Year 3 | £3,000 |
| Max interest free overdraft Year 4 | £3,000 |
| Max interest free overdraft Year 5 | £3,000 |
| Incentives | £100 cashback within 14 days of crediting min £500 to your account. (Offer expires 13.12.2024) 12 x £10 monthly Just Eat vouchers Commission-free purchases and cash withdrawals abroad |
| Barclays Student Additions | More details and apply here |
| Max interest free overdraft Year 1 | £1,000 (Max £500 at opening) |
| Max interest free overdraft Year 2 | £1,500 |
| Max interest free overdraft Year 3 | £1,500 |
| Max interest free overdraft Year 4 | £1,500 |
| Max interest free overdraft Year 5 | £1,500 |
| Incentives | Free 3 Year subscription to Perlego’s online library of books, academic texts and tools. |
| TSB | More details and apply here |
| Max interest free overdraft Year 1 | £1,500 (Max £500 first 6 months) |
| Max interest free overdraft Year 2 | £1,500 |
| Max interest free overdraft Year 3 | £1,500 |
| Max interest free overdraft Year 4 | £1,500 |
| Max interest free overdraft Year 5 | £1,500 |
| Incentives | None |
