With A Level results due to be announced on 15th August, many students will be busy making their accommodation and travel arrangements, ready for their Autumn start at University.
Another item high on the Uni to-do list is sorting out a Student bank Account, so here’s a run down of what the banks are offering this year.
| Santander Edge Student | More details and apply here |
| Max interest free overdraft Year 1 | £1,500 (must pay in min £500 every 4 months) |
| Max interest free overdraft Year 2 | £1,500 |
| Max interest free overdraft Year 3 | £1,500 |
| Max interest free overdraft Year 4 | £1,800 |
| Max interest free overdraft Year 5 | £2,000 |
| Incentives | Free 4-year 16-25 Railcard (worth up to £100) Chance to win up to 3 Years worth of tuition fees up to £27,750 – must pay in min £500 by 30 Sept to qualify Access to Santander ‘boosts’ – cashback offers at Greggs, Tesco, Café Nero and other retailers |
| Halifax | More details and apply here |
| Max interest free overdraft Year 1 | £1,500 |
| Max interest free overdraft Year 2 | £1,500 |
| Max interest free overdraft Year 3 | £1,500 |
| Max interest free overdraft Year 4 | £1,500 |
| Max interest free overdraft Year 5 | £1,500 |
| Incentives | £110 incentive if you pay in a minimum of £500 by 31 Oct 2024 Up to 15% cashback with selected retailers including Costa, just Eat and Sainsbury’s |
| NatWest & RBS | More details and apply here |
| Max interest free overdraft Year 1 | £2,000 (Max £500 first term) |
| Max interest free overdraft Year 2 | £2,000 |
| Max interest free overdraft Year 3 | £3,250 |
| Max interest free overdraft Year 4 | £3,250 |
| Max interest free overdraft Year 5 | £3,250 |
| Incentives | £100 cash plus 4-year free Taste card (worth £55 per year) |
| Lloyds Bank | More details and apply here |
| Max interest free overdraft Year 1 | £1,500 |
| Max interest free overdraft Year 2 | £1,500 |
| Max interest free overdraft Year 3 | £1,500 |
| Max interest free overdraft Year 4 | £1,500 |
| Max interest free overdraft Year 5 | £1,500 |
| Incentives | £110 incentive if you pay in a minimum of £500 by 31 Oct 2024 Up to 15% cashback with selected retailers including Costa, just Eat and Sainsbury’s |
| HSBC | More details and apply here |
| Max interest free overdraft Year 1 | £1,000 |
| Max interest free overdraft Year 2 | £2,000 |
| Max interest free overdraft Year 3 | £3,000 |
| Max interest free overdraft Year 4 | £3,000 |
| Max interest free overdraft Year 5 | £3,000 |
| Incentives | £125 credit to your account if you make 5 debit card transactions within 30 days of opening the account. Access to 5% regular savings account |
| Nationwide Building Society Flex Student | More details and apply here |
| Max interest free overdraft Year 1 | £1,000 |
| Max interest free overdraft Year 2 | £2,000 |
| Max interest free overdraft Year 3 | £3,000 |
| Max interest free overdraft Year 4 | £3,000 |
| Max interest free overdraft Year 5 | £3,000 |
| Incentives | £100 cashback within 14 days of crediting min £500 to your account. (Offer expires 13.12.2024) 12 x £10 monthly Just Eat vouchers Commission-free purchases and cash withdrawals abroad |
| Barclays Student Additions | More details and apply here |
| Max interest free overdraft Year 1 | £1,000 (Max £500 at opening) |
| Max interest free overdraft Year 2 | £1,500 |
| Max interest free overdraft Year 3 | £1,500 |
| Max interest free overdraft Year 4 | £1,500 |
| Max interest free overdraft Year 5 | £1,500 |
| Incentives | Free 3 Year subscription to Perlego’s online library of books, academic texts and tools. |
| TSB | More details and apply here |
| Max interest free overdraft Year 1 | £1,500 (Max £500 first 6 months) |
| Max interest free overdraft Year 2 | £1,500 |
| Max interest free overdraft Year 3 | £1,500 |
| Max interest free overdraft Year 4 | £1,500 |
| Max interest free overdraft Year 5 | £1,500 |
| Incentives | None |
