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  • [ October 23, 2020 ] Where next for NS&I customers? Savings
  • [ September 17, 2020 ] Fixed rate savings – best buy rates edging upwards Uncategorized
  • [ July 13, 2020 ] 0% Credit Card Balance Transfer terms on the slide since lockdown Balance Transfer

April 2016

0% credit card balance transfers – is 40 months as far as lenders will go?

April 28, 2016 0

Longest 0% balance transfer term in 2006 was 12 months Longest 0% term up from 26 months to 40 months in last 3 years Lenders margins being squeezed with £25.2 billion of card balances currently interest free Interest free balance transfers are saving consumers a Read More

No more tax deducted from your savings and current account credit interest thanks to the new Personal Savings Allowance

April 5, 2016 0

The Personal Savings Allowance (PSA) comes into force from the start of the 2016/17 tax year and will reduce the amount of tax paid on savings interest for the majority of us. It is a radical new government scheme designed to encourage people to save more, Read More

Helping you keep up to date with all the latest money news and best buy personal finance products

I've worked in the personal financial services sector for more years than I care to remember.

I'm always happy to share my views on the latest personal finance product news and wider money related trends and issues.

This website aims to help people get a better understanding of money products and how they work, which will in turn enable them to make better financial decisions

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Recent Posts
  • Where next for NS&I customers?
  • Fixed rate savings – best buy rates edging upwards
  • 0% Credit Card Balance Transfer terms on the slide since lockdown
  • Mainstream credit card rates unchanged in 2020 – for now
  • Best Buy Fixed Rate Savings – 22nd May

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