Comparing the cost of Help to Buy Mortgage products

LenderRateFixed rate termFee£150,000 Property
(£142,500 Mortgage)

MONTHLY COST
£150,000 Property
(£142,500 Mortgage)

Cost over term of fix
£200,000 Property
(£190,000 Mortgage)

MONTHLY COST
£200,000 Property
(£190,000 Mortgage)

Cost over term of fix
HSBC4.79%2 Years£99£816£19683£1088£26211
Halifax5.19%2 Years£995£849£21371£1132£28163
Halifax5.59%2 Years£0£883£21192£1178£28272
HSBC4.99%5 Years£99£833£50079£1110£66699
NatWest5.49%5 Years£0£875£52500£1166£69960
All figures based on a mortgage term of 25 years

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